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Facts checked against both vendors on September 28, 2026.
Suno is the stronger choice for almost everyone right now, because you can download what you make and use it commercially on the $8 to $24 a month plans. Udio disabled downloads of audio, video and stems after its partnership with Universal Music Group, so songs stay inside Udio until its licensed platform changes that. Pick Udio only if you are happy creating and listening on the platform itself.
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Suno and Udio were the two generative music services that made whole songs from a text prompt feel routine, and for a while they were near-identical rivals. They are not anymore. Suno has kept shipping models, most recently the v6 family, along with stems, editing and commercial rights on paid plans. Udio settled with Universal Music Group, raised its credit allowances, and turned off downloads while it builds a licensed platform.
That single change reshapes the comparison, so it is stated plainly below. Prices and features come from the vendors' pricing pages and help centers as of September 2026.
Suno generates complete songs with vocals and instruments from a prompt, lyrics or a reference. Its current models are v6, which the vendor describes as reliable and precise for polished genres; v6-wild, which is less predictable and more varied; and v6-mini, the fastest free option. Every generation produces two songs for a total of 10 credits, the same cost as earlier models. v6 adds editing of specific song sections, mashups from several sources, sampling and isolating audio, generating from a vibe or a visual reference, and updating individual lyrics, and it accepts text, audio, images and video in a single prompt. Get Stems splits a song into parts: Auto Split into up to 12 stems for 50 credits, Split from Mix to pull one instrument or vocal plus its complement for 10 credits a stem, and on Premier an Advanced Split that chooses from nearly 100 instruments at 10 credits a stem.
Udio also generates full songs from text, with the Free plan capped at three full-length generations of about two minutes ten seconds a day and paid plans removing that limit. Its pricing page lists simultaneous generation limits of four, six and ten songs across the tiers, and credit packs of 100 for $3 and 1,000 for $25. The important change is in Udio's help center: following the Universal Music Group partnership, downloading of audio, video and stems has been disabled. Udio raised Standard from 1,200 to 2,400 monthly credits and Pro from 4,800 to 6,000, allowed Pro users five simultaneous song sets, and gave all subscribers a one-time grant of 1,000 non-expiring credits.
Suno's Free plan is $0 with 50 credits a day, enough for ten songs, on v6-mini, in a shared queue with up to four generations at once. Free songs are for personal, non-commercial use and cannot be monetized; you can keep them link-only or publish them to your Suno page. Pro is $8 a month billed annually, which the page says saves $24 a year against monthly billing, with 2,500 credits a month, commercial use rights, v6 and v6-wild, two stem separation types, and ten generations at once in a priority queue. Premier is $24 a month billed annually, saving $72 a year, with 10,000 credits, the same models and rights, and all three stem types. Pro and Premier can buy add-on credits, and included credits do not carry over day to day or month to month.
Udio's Free plan is $0 with 10 credits a day and 100 a month, no rollover, three full-length generations a day and four songs at once. Standard is $10 a month or $8 a month billed annually ($96 a year) with 2,400 credits and six songs at once, and removes the daily cap on two-minute generations. Pro is $30 a month or $24 a month billed annually ($288 a year) with 6,000 credits, ten songs at once and every feature from the other plans. Extra credits are $3 for 100 or $25 for 1,000. The pricing page does not state a per-generation credit cost or spell out commercial rights, and the help center states that downloads are disabled, so the credits currently buy songs you listen to on Udio.
You can take the music with you. Suno's paid plans include commercial use rights and there is no download restriction, so a song can go into a video, a podcast or a release. Udio's help center is explicit that audio, video and stem downloads are off.
Stems and editing. Auto Split to 12 stems, single-instrument extraction and, on Premier, a chosen split across nearly 100 instruments give you material to finish in a DAW. v6 adds section editing, mashups, sampling and lyric edits. Udio has disabled stem downloads, which removes the point of stems for anyone working outside the platform.
A generous free tier that is actually usable. 50 credits a day is ten songs a day on v6-mini, against Udio's 10 credits a day and three full-length generations.
More credits per dollar at the top. Premier's 10,000 credits for $24 a month billed annually is 2,000 songs; Udio Pro's 6,000 credits at the same price cannot be downloaded.
A licensed path with the largest label. The Universal Music Group partnership means Udio is building on licensed catalog, which matters if you expect rights disputes to shape this market. Suno's pricing page does not mention label licensing.
Level credits at the entry price, plus a bonus. Standard's 2,400 credits at $8 a month billed annually sit next to Suno Pro's 2,500 at the same price, and Udio added a one-time grant of 1,000 non-expiring credits for every subscriber when it raised the allowances.
Small credit packs. $3 for 100 credits lets a casual user top up without a subscription; Suno's add-on credits are for Pro and Premier subscribers.
Concurrency on Free. Four simultaneous songs on Udio's Free plan matches Suno's four, and Udio's Pro allows ten at once, the same as Suno's paid tiers, so throughput is level once you pay.
Pick Suno if you intend to use the music anywhere outside the generator: content creators, small businesses scoring videos, songwriters sketching ideas to finish in a DAW, or anyone who wants stems. Pro at $8 a month billed annually gives commercial rights and 500 song generations; Premier at $24 adds the advanced stem splitter and 2,000 generations.
Pick Udio if you want a licensed, label-backed platform and are content to create, listen and share within it while downloads are disabled. Treat the Standard plan at $8 a month billed annually as a subscription to a creative playground rather than a production tool, and check the help center for any change to the download policy before committing to an annual plan.
Built from each tool's listing. Vendors can update their own listing after claiming it.
Free is $0 with 50 credits a day on v6-mini for personal use only. Pro is $8 a month billed annually with 2,500 credits, commercial use rights, v6 and v6-wild and two stem types. Premier is $24 a month billed annually with 10,000 credits and three stem types. Monthly billing costs $24 and $72 more a year respectively. Each generation makes two songs for 10 credits.
Free is $0 with 10 credits a day and 100 a month, limited to three full-length generations a day. Standard is $10 a month or $8 a month billed annually with 2,400 credits. Pro is $30 a month or $24 a month billed annually with 6,000 credits. Extra credits are $3 for 100 or $25 for 1,000. Downloads of audio, video and stems are currently disabled.
