Finic

Finic deploys autonomous AI agents for fraud investigation. Instead of waiting for alerts to be worked one at a time, the agents explore a company's data tables, run queries, build dashboards and analyze transactions to find patterns designed to slip past rule based defenses. When something suspicious surfaces, the agent conducts the investigation itself and produces an evidence backed case file. It is aimed at fraud and risk teams at financial institutions and other companies that run investigation operations. Target threats include identity fraud, account takeovers, loan fraud, insider threats and mule accounts. Each investigation aggregates transactions, accounts and signals into a report with a timeline, evidence and recommendations, formatted for executives and regulators. Threat attribution links accounts, devices, identities and behavior to the criminal operation behind them, and network intelligence notifies a customer when a threat seen at another Finic participant appears in their own data. The platform runs from Windows and macOS workstations or in a private cloud, and integrates with Snowflake, Databricks, AWS, Azure and Google Cloud, core banking systems from Jack Henry, Fiserv and FIS, identity providers Socure, Persona and Veriff, fraud tools Sardine, Feedzai and Unit21, and Slack, Salesforce and Notion. Finic does not publish pricing; engagements are scoped with the company directly. The company is backed by Y Combinator.