Finto

Finto is an AI finance platform for enterprise accounts payable that turns incoming invoices into verified journal entries without manual keying. Its AI agents capture documents in any format, including PDF, scans, XML and ZUGFeRD, validate them, assign account coding, handle routine vendor communication, and deliver entries into the ERP with full auditability. The company frames it as results rather than interfaces: instead of accountants clicking through workflow screens, the agents understand context and complete the work. It is built for finance teams at enterprises running SAP, Microsoft Dynamics, DATEV or industry specific ERPs, particularly those dealing with high invoice volumes, early payment discounts, accruals, three way matching and staffing shortages. Modules cover inbox management, invoice validation, account coding and analytics, and the system self optimizes over time. Finto is built in Munich, is GDPR compliant, and states that no large language models are trained on customer data. A separate electronic invoice converter is offered alongside the platform. Pricing is not published. The site answers cost questions only through a booked demo, so buyers should expect a quote based on volume and integration scope. Finto is backed by Y Combinator.