Hesper AI

Hesper AI automates insurance claims processing across the full lifecycle, from first notice of loss to subrogation and recovery. Clean claims are resolved straight through, while suspicious or complex files receive an investigation grade workup with an evidence file the adjuster can audit. It is built for property and casualty insurers, third party administrators, managing general agents and self insured organizations. The platform covers eight stages: FNOL and intake across portals, email and phone; triage and assignment with fraud and litigation scoring; coverage analysis; investigation with built in fraud detection; estimation and valuation; settlement support; payment and closure; and subrogation and recovery screening. It reads thousands of pages from many sources at once and produces audit ready evidence files with citations back to the source documents. Supported lines include auto, property, homeowners, workers compensation and pet insurance, and it integrates with claims management systems including Guidewire, Duck Creek, Majesco and Sapiens. The vendor's stated aim is to recover the share of every claims dollar lost to leakage and to close claims in hours rather than weeks. Pricing is not published. Hesper states that pricing is customized to lines of business, claim volume and the features deployed, and buyers start by booking a demo. The company is backed by Y Combinator and Afore Capital.