Prodigal

Prodigal is an AI platform for loan servicing and debt collection. It supplies AI agents that work across voice and digital channels around the clock, along with the scoring, payment and quality tools that a collections operation needs to run them. The product family includes proAgent for agentic collections automation, proCollect for omnichannel digital strategy, proScore for propensity to pay scoring built from interactions and more than 500 consumer attributes, proPay for a self serve payment portal, proInsight for QA automation, scorecards and revenue analytics, proNotes for standardized call notes in English and Spanish, and proAssist for real time prompts to human agents. PIE is the intelligence layer underneath them. It is built for consumer finance organizations: auto lenders, collection agencies, healthcare revenue cycle management providers and other lenders that handle high volumes of delinquent accounts. Buyers get pre integrated agents that go live without a custom build, compliance oriented QA on every interaction and analytics that tie agent behavior to payments. The vendor reports gains of up to 27 percent in digital engagement, 16 percent in payments and 30 percent in agent effectiveness. Pricing is not published. Prospective customers book a demo or a solution explainer call with the sales team.