Finbots

FinbotsAI sells CreditX, an AI credit scoring and decisioning system for lenders. It builds application, behavioral and collection scorecards from a lender's own data without code, validates them, explains the resulting models and deploys them through an API in a single step. The vendor's central claim is speed: a scorecard that would take months to build and approve in a conventional risk team can be produced in about a day. It is intended for banks, fintech lenders, credit card issuers and SME lending platforms that want higher approval rates without higher losses. The platform ingests internal, external and alternative data sources, derives more than 100 variables automatically, selects variables by correlation, identifies non linear patterns and includes bias reduction in model building. Decisions are returned in real time. Alongside CreditX the company offers TargetX for propensity modelling, a business rules Decision Engine, managed services and data support. Pricing is not published. FinbotsAI describes CreditX as affordably priced for banks and startup lenders and asks buyers to contact the company for a quote. The site still displays a promotional discount whose stated end date has already passed, so current commercial terms should be confirmed directly with the vendor.