Maxi

Maxi is a personal finance assistant that lives inside iMessage. After connecting bank and card accounts through Plaid, users receive concise recaps of their spending, reminders ahead of upcoming bills, and answers to plain language questions about their money, all within a normal text conversation. The vendor's tagline is that your money finally texts back. It is designed for individuals juggling several accounts and shared costs, and for friends who split expenses regularly. Capabilities that matter include spending monitoring with weekly recaps by category, proactive bill reminders, receipt splitting with tax and tip handled and payment requests sent to friends, group expense tracking that keeps a running ledger inside a group chat, a memory that retains what the user has said and follows up on its own, and the ability to start payments directly from Messages with secure authentication. Bank access is read only, so the assistant can see activity but cannot move money out of accounts on its own. Pricing is not published. The product is in early access, and the site takes access requests rather than offering plans or a listed price. Buyers should note two constraints: the product runs on iMessage, which limits it to Apple devices, and it is still in an early access phase with no announced general availability date.