Pibit.ai

Pibit.ai is an AI native underwriting platform for insurers. It takes an incoming submission, converts the unstructured documents, including loss runs in any carrier format, into structured underwriting data, enriches the account with external information, scores the risk and hands the underwriter a complete file inside a single console. The platform covers the workflow from submission intake through triage, enrichment and the underwriting decision, and writes cleared submission records into policy administration systems, workbenches and raters aligned to the insurer's own schemas. It is built for insurance carriers, managing general agents and MGA aggregators, and mutual insurers that want faster quote turnaround and better loss ratios without adding headcount. The product is organized as a set of modules under the CURE name, which stands for Centralized Underwriting Risk Environment: automated completeness and appetite checks defined per line or program and applied on arrival, document conversion for unstructured submissions, research enrichment from government records, news, social media and more than 100 other sources with NAICS and SIC based business classification, account level risk scoring with transparent signals that also detects inconsistencies across sources, and a unified underwriting console with triage, prioritization and portfolio level reporting. Case studies on the site describe measurable reductions in underwriter time and in the time spent analyzing loss runs. Pricing is not published. Pibit.ai sells through enterprise agreements with insurers, and prospective customers are directed to request a demo for a scoped proposal.