Risklytics

Risklytics is a commercial insurance brokerage built for frontier technology companies, with an AI driven application process in front of licensed brokers. Instead of filling in long carrier forms, a founder describes the company in plain English; the platform reads the company's website and filings, populates the application, and submits it to specialist carriers that understand the risk. It is designed for startups building autonomy and hardware: robotics, AI software, drones, autonomous vehicles, space and defense. Coverage lines include general liability, cyber liability, tech errors and omissions, directors and officers, property and equipment, workers' compensation, intellectual property, umbrella limits and space coverage, with industry specific policy structures for each sector. A licensed producer reviews every form before coverage is bound, and complex questions can be worked through in a 30 minute phone consultation. There are no published rates. Risklytics states that premiums are specific to each operation and set by carrier underwriters, and that it charges no broker fee on top of the premium: the carrier pays its commission out of the premium, as it would for any broker. The company will disclose what it earns on a policy when asked. Risklytics is a brokerage rather than a software subscription, so the buyer's cost is the insurance premium itself; the AI application is the on ramp rather than a product sold separately.