Tint

Tint is an embedded insurance platform and managing general agent that lets marketplaces, software platforms and MGAs launch, operate and scale insurance programs without becoming insurers themselves. Brand partners embed coverage directly into their own customer flows, with Tint handling licensing and program operations, while MGAs and insurers use the same infrastructure to run programs they own, from rating and underwriting through policy administration and claims. The platform is built around four modules: a quote engine with real time quoting and configurable rate tables, policy administration covering bind, endorse, renew and cancel, claims handling from first notice to final payment with AI assisted triage, and billing and payments with reconciliation. Tint describes AI as running inside the operational architecture itself, in workflow execution, pricing decisions and underwriting logic, and the systems are configurable without engineering deployments. Program owners keep control of their rates, risk models and coverage logic. Live programs cover mobility (off trip and mechanical coverage), short term rental property under the SmartSTR name, auto transport under TrustedTransport, and pet accident, illness and wellness plans. Pricing is not published. There is no pricing page, and engagement begins with a conversation with the Tint team about the program a partner wants to run, so terms are quote based. Because Tint is both a technology provider and a licensed MGA, it can carry the insurance program on the partner's behalf, which distinguishes it from software only policy administration systems.