Two Dots

Two Dots is an AI underwriting platform for rental housing that automates tenant screening from application to lease signing. Its screening agent, Evie, collects an applicant's documents in a conversational session, verifies identity and income, investigates fraud, follows up on missing information and reaches a decision, so qualified applicants can be approved in minutes rather than days. Complex cases route to the company's US based specialist team rather than to on site leasing staff. It is built for multifamily property managers, affordable housing operators and mortgage lenders. Income verification handles pay stubs, bank statements, tax transcripts, benefits letters and gig platform exports, which matters because many applicants now earn outside a single employer. Fraud prevention detects credit privacy number fraud and altered documents in real time, and offer letter verification cross checks company details, role and income claims. Approval and denial recommendations flow into Yardi, Entrata and other major property management systems. The platform is regulated under the FCRA and the FHA and is SOC 2 Type II certified. Three tiers are offered without published prices: Core covers foundational screening including identity verification; 360 adds credit, criminal and eviction screening; and NOI Max adds AI rent pricing, leasing criteria optimization and portfolio benchmarking. Pricing is quote based through a demo request.