Addy AI

Addy AI applies custom AI agents to mortgage origination. The company's argument is that an average loan takes about 45 days to close, most of it manual application review, document verification and follow up, and that automating those steps lets a loan officer move a file through in hours instead of weeks. The product is built for loan officers, processors and lending teams. Its agents check a loan against lending guidelines and indicate whether it is ready for submission, identifying missing items and suggesting changes that would make an ineligible loan work. They review conditions and automated underwriting findings to work out what a file still needs, inspect the documents already in it, and chase the rest from borrowers around the clock. Income calculation is handled automatically. Agents can be trained on a lender's own data, guidelines and rate sheets and cite their sources, including agency guidance such as Freddie Mac, and they connect to a firm's loan origination system, point of sale system and Microsoft Teams. The company states that it is SOC 2 Type 2 compliant. No prices are published. The pricing URL serves a request for access rather than a rate card, and the copy on it still refers to the company's earlier email product, so that page is out of date. Every buying path on the current site leads to Book a Demo, which means pricing is quoted per firm through sales. The leadership team combines engineering experience from Amazon Web Services and Deloitte with sales and training leadership from United Wholesale Mortgage.