Bizzy AI

Bizzy provides automated bill negotiation for banks and fintechs. Its calling agent, Otto, phones service providers on behalf of a platform's customers, works through phone trees, holds and transfers, negotiates with a live representative, and returns a confirmed result, such as a lower internet bill, back to the platform with transcript evidence. The product is built for financial platforms that can already see recurring charges in customer accounts but have no practical way to act on them. A platform submits a request with customer, provider and account details, and Otto handles research, account verification and negotiation. The result comes back as structured data covering what changed, a savings breakdown, the supporting transcript and a confirmation number. Provider intelligence stores phone menus, verification requirements and negotiation paths for each supported provider, every reported change is checked against the call transcript, and exception handling covers customer verification, rescheduling, messaging and retries. The experience can be delivered under the platform's own brand. Pricing is success based. Bizzy earns a share of confirmed savings, and no fee applies when there are no savings; the exact share is not published and is arranged directly with the company. Bill negotiation is the first application of the calling system, and Bizzy lists subscription cancellation, charge disputes, refund requests, debt negotiation and appointment scheduling as further uses. The product is sold to businesses, not to consumers directly, and it is marketed to financial platforms rather than to marketing teams.