Dispute Panda

Dispute Panda is AI credit repair software for credit repair organizations. It automates the core of the business: importing a client's credit report, generating factual and Metro 2 dispute letters to the credit bureaus in bulk, tracking each round, and reporting results back to the client with branded graphics. The vendor says organizations process clients 70 percent faster than with manual letter writing. It is built for credit repair professionals and firms rather than individual consumers. Capabilities that matter include AI letter generation with no cap on clients or letters, single click JSON credit report imports, client onboarding and payment forms, integrated billing for clients, team member invitations, organization level account reports and direct creditor letters. A mailing service sends letters to the bureaus on the operator's behalf. Pricing is published. Free costs $0 and lets an organization add clients and prepare disputes. Pro Monthly costs $1 for the first 14 days and then $197 per month, adding report reimport summaries, client payment and onboarding forms, single click report imports, account reports, team invitations and direct creditor letters. Pro Yearly costs $1,970 per year, shown against a regular price of $3,564. Non static attacks are charged at $17 per attack, or $12 in bulk, while attacks sent to debt collectors and secondary bureaus are free, and mailing averages $3.50 to reach all three bureaus.