Ocrolus

Ocrolus is an AI workflow and analytics platform for lenders that turns financial documents into structured data and credit analytics. It reads documents such as bank statements, pay stubs and tax forms, captures the data, flags fraud, and produces cash flow and income calculations that feed underwriting decisions. The vendor claims document accuracy above 99 percent. The platform combines several techniques. Specialized language models are fine tuned from open source models, a model orchestration layer selects the most accurate model for each task, and the platform integrates with OpenAI, Gemini and Anthropic models. Tasks that cannot be completed with full confidence are routed to multiple AI agents that check one another, and edge cases go to Ocrolus data professionals working in SOC compliant facilities. It is built for small business funders, mortgage lenders and other lending teams, and the site also lists use cases in auto finance, consumer lending, legal, Medicaid, tax and tenant screening. Vertical products include cash flow analysis, income calculations, Encore and Inspect. Results are delivered through an API and a dashboard, with integrations into loan origination systems. Ocrolus was founded in 2014. The vendor describes outcome based unit economics but publishes no prices, and demos are booked through the sales team.