Baselayer

Baselayer is a business identity verification, credit risk and fraud platform for organizations that onboard or lend to companies. It verifies that a US business is real and legitimate, scores the result, searches liens, litigation and bankruptcies, screens sanctions, assesses a company's online presence and then keeps watching the portfolio for changes, so an underwriter can decide faster with the evidence in one place. It serves banks and credit unions, fintechs, payment processors, marketplaces and small business lenders, and increasingly AI agents that need business context before transacting. Capabilities include Business Verification and a KYB Rating that scores verification signals, Industry Prediction for automatic classification, Website Analysis, Portfolio Monitoring with real time alerts on sanctions, fraud and entity changes, and Business Pre.Fill, which matches applicants to the correct business record. Risk Co.Pilot automates underwriting workflows, a Fraud Consortium shares fraud intelligence between members, and Baselayer MCP lets AI agents call the platform directly. The company recently announced a $35 million Series A to pursue that agentic use case. Pricing is published. The entry plan costs $150 per month with a choice of 500, 1,000 or 2,000 credits, API and console access and 3 API keys. Growth costs $750 per month with 3,000, 6,000 or 10,000 credits, 5 API keys and priority support. Enterprise is custom priced on annual contracts and adds volume discounts, unlimited API keys, UCC lien filing, Portfolio Monitoring, a dedicated account manager, a support SLA and invoicing. All plans draw from one shared credit wallet.