Xaver

Xaver is an AI native sales and advisory platform for banks, insurers and distributors of pension and investment products, sold white label on a B2B2C basis. Its Xaver One platform delivers product sales through voice, chat, mobile and web, with an AI financial advisor for customers who want to self serve, a copilot for human advisors, and omnichannel customer activation to bring existing clients back into a sales conversation. The platform profiles customers, recommends suitable products and orchestrates the compliance steps around each sale. It is built for German and European financial institutions that need to sell pension products at scale under regulatory supervision. Xaver highlights GDPR alignment and BaFin ready compliance orchestration, more than 500 ready integrations into existing core and distribution systems, and an orchestration layer that draws on more than ten large language models rather than a single provider. The vendor's stated efficiency claim is sales efficiency gains of up to 65 percent. Alongside the software, Xaver Asset Management is a BaFin licensed asset management division that supplies white label pension products, including company pension, early start pension, private pension and PEPP variants, and states that products can be live in four to six weeks. It also offers migration from Riester contracts to newer company pension arrangements. Xaver does not publish pricing. Platform and product engagements are quoted for each institution, and the site invites prospects to book a meeting. The company is positioning itself around Germany's current pension reform window, so buyers outside that market should confirm product availability.